Micro, Small, and Medium scale enterprises (MSMEs) in Nigeria are left at the mercy of black market operators to access dollars for transactions even after the Central bank pulled the plug on supply to the operators and challenged supply to commercial banks. Currently, it costs N415 to get one dollar at the official rate, while it costs no less than N550 in the parallel market giving a difference of at least N135 per dollar. Although the black market is much more expensive, it is a faster and less cumbersome process and at the end of the day, the dollar is